DataRisk API

curl -X POST \
  -H "Authorization: Bearer TU_API_KEY" \
  -F "file=@carpeta.pdf" \
  -F "rut=76.123.456-7" \
  -F "creditoSolicitado=50000000" \
  -F "deterioroComercial=0" \
  https://api.prismal.cl/api/v1/datarisk/evaluate

curl -H "Authorization: Bearer TU_API_KEY" \
  https://api.prismal.cl/api/v1/datarisk/reports/DOCUMENT_ID/status

curl -H "Authorization: Bearer TU_API_KEY" \
  https://api.prismal.cl/api/v1/datarisk/reports?limit=5

Authorization: Bearer prml_abc123def456...

# Alternativa:
X-Api-Key: prml_abc123def456...

curl -X POST \
  -H "Authorization: Bearer TU_API_KEY" \
  -F "file=@carpeta_tributaria.pdf" \
  -F "rut=76.123.456-7" \
  -F "creditoSolicitado=50000000" \
  -F "deterioroComercial=0" \
  -F "deudaVigente=5000000" \
  https://api.prismal.cl/api/v1/datarisk/evaluate

{
  "ok": true,
  "data": {
    "documentId": "664a1b2c3d4e5f6a7b8c9d0e",
    "status": "processing"
  }
}

{
  "ok": true,
  "data": {
    "documentId": "664a1b2c...",
    "status": "processing",
    "timing": {
      "uploadedAt": "2025-02-01T12:00:00Z",
      "extractStartedAt": "2025-02-01T12:00:01Z"
    }
  }
}

{
  "ok": true,
  "data": {
    "documentId": "664a1b2c...",
    "status": "completed",
    "report": { /* informe completo */ },
    "timing": {
      "uploadedAt": "...",
      "extractStartedAt": "...",
      "extractedAt": "..."
    }
  }
}

{
  "ok": true,
  "data": {
    "documentId": "664a1b2c...",
    "status": "failed",
    "error": {
      "code": "E_EMPTY_EXTRACTION",
      "message": "El documento no contiene datos extraíbles.",
      "recommendation": "Re-descargar desde el SII."
    }
  }
}

const API_KEY = "prml_tu_api_key";
const files = ["ct1.pdf", "ct2.pdf", "ct3.pdf", "ct4.pdf", "ct5.pdf"];

// 1. Enviar todas las evaluaciones en paralelo
const uploads = await Promise.all(
  files.map(async (file) => {
    const form = new FormData();
    form.append("file", fs.createReadStream(file));
    form.append("rut", "76.123.456-7");
    form.append("creditoSolicitado", "50000000");
    form.append("deterioroComercial", "0");

    const res = await fetch(
      `${BASE}/v1/datarisk/evaluate`,
      { method: "POST", headers: { Authorization: `Bearer ${API_KEY}` }, body: form }
    );
    return (await res.json()).data.documentId;
  })
);

// 2. Polling con batch status
let pending = [...uploads];
while (pending.length > 0) {
  await new Promise(r => setTimeout(r, 2500));
  const res = await fetch(`${BASE}/v1/datarisk/reports/status`, {
    method: "POST",
    headers: { Authorization: `Bearer ${API_KEY}`, "Content-Type": "application/json" },
    body: JSON.stringify({ ids: pending }),
  });
  const { data } = await res.json();
  for (const r of data) {
    if (r.status !== "processing") {
      console.log(`${r.documentId}: ${r.status}`);
      pending = pending.filter(id => id !== r.documentId);
    }
  }
}

import asyncio, aiohttp

API_KEY = "prml_tu_api_key"
BASE = "https://api.prismal.cl/api"
headers = {"Authorization": f"Bearer {API_KEY}"}

async def evaluate(session, path, rut):
    data = aiohttp.FormData()
    data.add_field("file", open(path, "rb"), filename=path)
    data.add_field("rut", rut)
    data.add_field("creditoSolicitado", "50000000")
    data.add_field("deterioroComercial", "0")
    async with session.post(f"{BASE}/v1/datarisk/evaluate", headers=headers, data=data) as r:
        return (await r.json())["data"]["documentId"]

async def main():
    async with aiohttp.ClientSession() as s:
        ids = await asyncio.gather(
            evaluate(s, "ct1.pdf", "76.123.456-7"),
            evaluate(s, "ct2.pdf", "77.654.321-0"),
        )
        # Polling con batch status
        pending = list(ids)
        while pending:
            await asyncio.sleep(2.5)
            async with s.post(f"{BASE}/v1/datarisk/reports/status",
                headers={**headers, "Content-Type": "application/json"},
                json={"ids": pending}) as r:
                data = (await r.json())["data"]
            for d in data:
                if d["status"] != "processing":
                    print(f'{d["documentId"]}: {d["status"]}')
                    pending.remove(d["documentId"])

asyncio.run(main())

{
  "ok": true,
  "data": [
    {
      "documentId": "664a1b2c...",
      "rut": "76.123.456-7",
      "razonSocial": "Mi Empresa S.A.",
      "fechaEmisionCarpeta": "2025-01-15",
      "scoreValor": 0.72,
      "nivelRiesgo": "MODERADO",
      "resultadoCredito": "APROBADO",
      "createdAt": "2025-02-01T12:00:00Z"
    }
  ],
  "pagination": {
    "total": 150,
    "limit": 20,
    "offset": 0,
    "hasMore": true
  }
}

{
  "meta": { ... },
  "empresa": { ... },
  "score": { ... },
  "capacidadCredito": { ... },
  "f29": { ... },
  "f22": { ... },
  "propiedades": { ... },
  "ponderaciones": { ... },
  "alertas": [ ... ],
  "sociedadYRepresentantes": { ... }
}

"empresa": {
  "rut": "76.123.456-7",
  "razonSocial": "Mi Empresa S.A.",
  "domicilio": "Av. Providencia 1234, Santiago",
  "actividadEconomica": "Venta al por mayor",
  "actividadesDetalle": [
    { "codigo": "466302", "actividad": "VENTA AL POR MAYOR...", "categoria": "Primera Categoría", "desde": "27/12/2005" }
  ],
  "sucursales": ["M. BAQUEDANO 655, NATALES", "..."],
  "anotaciones": [
    { "fecha": "01/01/2025", "glosa": "RETENEDOR", "descripcion": "C.S. PARA CUMPLIMIENTO DE IVA..." }
  ],
  "fechaInicioActividades": "2015-03-20",
  "fechaEmisionCarpeta": "2025-01-15T10:30:00",
  "antiguedadAnios": 9.8,
  "tamanoEmpresa": "pequena",
  "tramoVentas": { "codigo": 5, "descripcion": "..." },
  "trabajadores": 12
}

"score": {
  "valor": 0.72,
  "nivelRiesgo": "MODERADO",
  "modeloVersion": "PS0-DR-v2",
  "interpretacion": "Riesgo moderado...",
  "variables": {
    "antiguedad": {
      "normalizado": 0.85,
      "peso": 0.12,
      "puntajeParcial": 0.102,
      "detalle": {
        "justificacion": "9.8 años...",
        "formula": "min(años/15, 1)",
        "advertencias": []
      }
    }
  }
}

"capacidadCredito": {
  "resultado": "APROBADO",
  "capacidadSugeridaCLP": 25000000,
  "creditoSolicitadoCLP": 15000000,
  "deudaVigenteCLP": 3000000,
  "notaRiesgoLegacy": 5.2,
  "mesesEvaluados": 12
}

"f29": {
  "periodos": [
    { "fecha": "2025-01-01", "label": "Enero 2025" },
    { "fecha": "2025-02-01", "label": "Febrero 2025" }
  ],
  "series": {
    "ventasCLP": [12500000, 13200000],
    "comprasCLP": [8300000, 9100000],
    "margenCLP": [4200000, 4100000],
    ...
  },
  "promedios": {
    "ventaCLP": 12850000,
    "compraCLP": 8700000,
    "margenCLP": 4150000
  }
}

"f22": {
  "periodos": [
    { "fecha": "2024-01-01", "label": "AT 2024" }
  ],
  "series": {
    "ingresosCLP": [180000000],
    "totalActivoCLP": [95000000],
    "totalPasivoCLP": [42000000],
    "utilidadCLP": [22000000],
    "perdidaCLP": [0],
    "capitalPropioPosUF": [1350],
    "capitalPropioNegUF": [0]
  },
  "ratios": {
    "solvencia": 2.26,
    "endeudamiento": 0.44,
    "margenUtilidadPct": 12.2,
    ...
  }
}

"alertas": [
  {
    "codigo": "TENDENCIA_NEGATIVA",
    "severidad": "warning",
    "mensaje": "Tendencia negativa en ventas"
  },
  {
    "codigo": "MARGEN_NEGATIVO",
    "severidad": "danger",
    "mensaje": "Margen operacional negativo"
  }
]

"propiedades": {
  "cantidad": 1,
  "avaluoTotalCLP": 70781209,
  "bienes": [
    {
      "comuna": "HUECHURABA",
      "rol": "04021-00015",
      "direccion": "RECOLETA 6006 V WOLF",
      "destino": "HABITACIONAL",
      "avaluoFiscalCLP": "70.781.209",
      "condicion": "Afecto",
      "porcentajeDerecho": "100%",
      "fojasNumeroAnoInscripcion": "59890/87243/2022",
      "numeroCuotas": null,
      "vencidasPorPagar": "-",
      "vigentesPorPagar": "-",
      "valorContribucionSemestral": "0"
    }
  ]
},
"ponderaciones": { "antiguedad": 0.85, ... },
"sociedadYRepresentantes": {
  "representantes": [
    { "nombre": "Juan Pérez", "rut": "12.345.678-9", "fechaIncorporacion": "2015-03-20" }
  ],
  "socios": [...],
  "representantesLegales": [
    { "nombre": "Juan Pérez", "rut": "12.345.678-9",
      "fechaIncorporacion": "2015-03-20", "formaActuacion": "Cualquiera" }
  ],
  "conformacionSociedad": [
    { "nombre": "Inv. Holding SpA", "rut": "76.000.001-K",
      "fechaIncorporacion": "2015-03-20",
      "participacionCapital": "60%", "participacionUtilidades": "60%" }
  ],
  "participacionSociedades": [...]
}

{
  "ok": false,
  "error": "Descripción del error"
}

async function pollStatus(docId, apiKey) {
  let delay = 2000; // 2s inicial
  const maxDelay = 15000; // 15s máximo
  const timeout = 120000; // 2 min timeout total
  const start = Date.now();

  while (Date.now() - start < timeout) {
    const res = await fetch(
      `${BASE}/v1/datarisk/reports/${docId}/status`,
      { headers: { Authorization: `Bearer ${apiKey}` } }
    );
    const { data } = await res.json();

    if (data.status === "completed") return data.report;
    if (data.status === "failed") throw new Error(data.error.message);

    await new Promise(r => setTimeout(r, delay));
    delay = Math.min(delay * 1.5, maxDelay);
  }
  throw new Error("Timeout: evaluación no completó en 2 min");
}

import requests

API_KEY = "prml_tu_api_key"
BASE = "https://api.prismal.cl/api"
headers = {"Authorization": f"Bearer {API_KEY}"}

# Listar informes
res = requests.get(
  f"{BASE}/v1/datarisk/reports?limit=10",
  headers=headers
)
data = res.json()
for r in data["data"]:
    print(f"{r['rut']} - Score: {r['scoreValor']}")

# Detalle
doc_id = data["data"][0]["documentId"]
detail = requests.get(
  f"{BASE}/v1/datarisk/reports/{doc_id}",
  headers=headers
)
report = detail.json()["data"]
print(report["empresa"]["razonSocial"])
print(report["capacidadCredito"]["resultado"])

# Evaluar mock
curl -X POST https://api.prismal.cl/api/sandbox/evaluate

# Consultar estado (siempre completed)
curl https://api.prismal.cl/api/sandbox/status/000000000000000000000001

# Obtener reporte completo
curl https://api.prismal.cl/api/sandbox/reports/000000000000000000000001

# Listar reportes
curl https://api.prismal.cl/api/sandbox/reports

curl -X POST \
  -H "Authorization: Bearer prml_test_sandbox_0000000000000000000000000000000000000000000000" \
  -F "rut=76.123.456-7" \
  -F "creditoSolicitado=50000000" \
  https://api.prismal.cl/api/v1/datarisk/evaluate

curl -H "Authorization: Bearer prml_test_sandbox_0000000000000000000000000000000000000000000000" \
  https://api.prismal.cl/api/v1/datarisk/reports/000000000000000000000001/status

curl -H "Authorization: Bearer prml_test_sandbox_0000000000000000000000000000000000000000000000" \
  https://api.prismal.cl/api/v1/datarisk/reports/000000000000000000000001

curl -H "Authorization: Bearer prml_test_sandbox_0000000000000000000000000000000000000000000000" \
  https://api.prismal.cl/api/v1/datarisk/reports?limit=5